Monday, May 01, 2006

Outsourced Medical Insurance to India

Not a bad idea of using India trip to save on health Insurance ....

Actually when I went this time, I had a full Health checkup and all tooth thing done (one tooth removed and two fillings), and it full cost came to 10,000. Now that is like $200, which is the cost I would have only paid for insurance if I would have taken dental plan only for just one month. that is the price differential.... Only bad thing quite some time went in seeing doctors.... But as was going after 3.5 years had a whole lot of stuff to be taken care of..

My idea is why not go to India for a short break, i.e. unpaid leave for Health Checkup and save on Health Insurance cost....

See the cost stuff..

If you take the minimum plan i.e. when you only take of emergency like mine it costs $70 if you take minimum including dental it will cost $250, so extra $150 per month adding that on an average you will visit a doctor 1 time so 20$.

So you save $200.

Now in a year if you take this health cum visiting family break... It costs $ 1200 + $300 ( for heath stuff), so total cost $ 1500.

Assuming you took a cheap insurance then you almost get that money in 6 months so why take a full borne insurance when you can go to India take vacation meet family as well get your health checkup... Note here it takes more time to visit doctors as they do not work on Sat/ Sunday, there in India you can also utilize Sat/Sun...

I am seriously thinking of utilizing this stuff..

Will save a lot of money as well will be from a spiritual sense a better stuff, I think even if my company pays me better insurance I think I can ask them to pay me that money so I can utilize the

"OUTSOURCED MEDICAL HEALTH STUFF"

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